How to Use the Solflare Card

Crypto isn’t meant to stay locked on a screen – it’s meant to be used. The Solflare Card brings your digital assets into the real world, letting you spend USDC at over 110 million locations worldwide while keeping full self-custody.

Unlike most crypto cards, Solflare doesn’t make you hand over control of your funds. Your assets stay in your wallet until the very moment you tap, swipe, or check out online. That means you get the best of both worlds: Web3 sovereignty + everyday convenience.

In this guide, we’ll walk you through everything you need to know: from setting up your card to loading funds, spending with ease, and tracking your transactions – all directly inside the Solflare app.

What You’ll Need Before You Start

Before you tap your first payment with the Solflare Card, make sure you’ve got the essentials ready:

• A Solflare wallet: Download the Solflare mobile app (iOS or Android) or use the browser extension. Your wallet is the foundation – it holds your USDC and connects directly to your card.
• An approved Solflare Card: Apply inside the app. After entering your email and a quick KYC check (as with any Mastercard, you’ll need to verify your identity during the application process), you’ll get a digital card instantly. A physical card is also available if you prefer swipes and ATM access.
• USDC balance in your wallet: The Solflare Card works with USDC on Solana. Make sure your wallet is topped up before heading to checkout.

Instant onboarding: From sign-up to live card, you’ll be ready to spend in minutes.

How to Load Funds onto the Card

Here’s the best part: you don’t need to top up your card at all.

Traditional crypto cards make you top up your account before you can spend. Solflare skips that step.

• You spend from the USDC that is already in your wallet.
• When you pay, it’s converted to fiat instantly at the point of sale.
• No preloading. No middlemen. No friction.
• You can buy USDC directly in Solflare, swap other crypto for it, transfer it from another wallet, or withdraw it from an exchange.

USDC is ideal for everyday payments — it’s stable, predictable, and spends just like cash.

How to Spend with the Solflare Card

Using your Solflare card is as seamless as any other debit card:

• In-store: Tap or swipe at millions of merchants worldwide.
• Online: Enter your card details (card number, CVV, and expiry date) for e-commerce checkouts.
• Mobile: Add it to Google Pay for contactless payments on your phone or smartwatch.
• ATM Withdrawals: Need to turn your crypto into quick cash? No problem, Solflare Card does ATMs too (where supported)

Every purchase triggers a real-time USDC-to-fiat conversion. Merchants get paid in their local currency and you just spend your crypto, while keeping full control until the moment of spend.

Tip: Since your assets stay in your wallet until you spend them, you don’t need to preload or transfer balances into a separate account. Just keep your USDC topped up, and you’re good to go.

Tracking Your Spending

The Solflare Card is fully integrated into your wallet, so keeping an eye on your payments is simple and transparent.

In-App Transaction History

• Every purchase shows up instantly in the Card section of your Solflare app.
• See the merchant, the amount of USDC spent, and fiat equivalent right away.

Real-Time Notifications

• Get instant alerts for each transaction.
• Stay in control of where and when your funds are being used.

Balance Updates

• Your Solflare wallet balance updates instantly after every payment.
• No delays or waiting for settlements — you’ll always know exactly how much USDC you have left.
• You can see the available USDC balance and the total amount spent in the last 30 days at all times

Tip: Use the built-in filters in the app to track spending by date or merchant — handy for budgeting and expense reviews.

Tips for Getting the Most Out of Your Card

The Solflare Card gives you the opportunity to carry your crypto into the real world with ease. Here’s how to get the best experience out of it:

Go Contactless

Add your Solflare Card to Google Pay. Contactless payments are faster, more secure, and perfect for travel or daily commutes.

Keep Your Wallet Secure

Remember: this is a self-custodial card. Your funds stay in your Solflare wallet until you spend them, which means protecting your seed phrase and securing your device is essential.

Monitor Your Spending

Use the in-app transaction history and notifications to stay on top of your purchases. It’s a simple way to budget and make sure you always have enough USDC on hand. Enjoy a 1% Solflare fee + 0.40%–0.70% FX fee (UK & EEA) — far lower than most alternatives.

Carry Both Digital & Physical

If you travel often, consider having both the digital card (in your phone) and the physical card (for ATMs or backup). That way, you’re covered in every scenario.

Final Thoughts

The Solflare Card makes it simple to use your crypto in the real world, without giving up control of your assets. From your morning coffee to online shopping, you can spend USDC while staying true to the principles of self-custody.

No complicated top-ups. No waiting on banks. Just your wallet, your funds, and the freedom to spend them how you choose.